Repair Exposure Calculator
Free 5-year home repair exposure calculator. Map inspection findings into Year 1, Year 2-3, and Year 3-7 buckets — plus an affordability signal against your emergency fund.
About this calculator
Most buyers underestimate the SECOND year — the items that weren't 'urgent' but still hit your wallet in months 12-36. This calculator separates inspection findings into urgency tiers, totals each bucket, and compares Year 1 exposure to your actual emergency fund.
What this calculator shows you
- Estimated repair exposure range
- Severity, urgency, and negotiation relevance for this issue
- General next-step checklist
- Issue-by-issue inspection analysis across your whole report
- Total repair exposure with prioritization
- Negotiation strategy + seller-credit guidance
- Repair timeline and specialist recommendations
- Related-issue patterns the inspector may have missed
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